According to The report of Statista, the global mobile payments revenue is expected to reach over US $ 1 billion in 2019. Such sustained growth is determined by the spread of mobile devices such as smartphones and tablets. No wonder developers are looking for new ways to manage mobile payments and improve the user experience.

After reading this article, you will learn how to engage with mobile users and how you can make their customer journeys more comfortable. The central question is how to simplify the payment process for the mobile audience and increase revenue.

First of all, you need a Website mobile or a mobile application for iOS and Android. Both alternatives have their advantages and disadvantages: mobile applications are more user-friendly and allow easier and faster access to data users; however, they take more effort to download and are more expensive to develop (starting at $5 depending on the developer of the Elinext application). If you are looking for application developers, you can find some at Fiverr or Freelancer. Either way, no matter what you choose as your mobile payment platform, these tips will come in handy:

1. Do not overpay for accepting payment

Native iOS and Android payment services charge a hefty commission for processing payments - up to 40%, making them unprofitable for SMBs. That's why the first tip is to research the market and find the best payment solution.

In addition, app payment systems may have certain limitations, depending on whether you sell real products and services or virtual goods, such as game attributes. In the latter case, accepting payment through third-party services may be prohibited.

2. Make a payment page transparent

When it comes to the checkout page in an e-commerce application, ensuring that it looks organic in terms of design and development is essential. The safest way to integrate payments into an app is to customize a online form payment for mobile applications and implement it using an integrated browser. The smooth, seamless design makes users feel like their actions are protected – they don't sign out anywhere and pay where they order.

3. Differences between desktop and mobile

The devil is in the detail - in addition to the screen sizes and limitations of the mobile OS, developers should consider the psychological and physical user experience. For example, users should be able to access all options with their thumbs, regardless of screen size.

make payments.png

The fields of online form payment should not charge more than is necessary to complete a transaction. Automatically switch to numbers, use visual credit card cues, and replace complex menus with easy-to-scroll drop-down menus on a smartphone screen.

4. Avoid being overwhelming

Lots of mobile users bounce back due to the high load payment sections which take tens of seconds to become available. This is why lightweight checkout pages guarantee the best conversion rates. During this time, users may need to verify their order before paying, so leave critical information on the checkout page (number and price of items, delivery dates, etc.)

If your application involves frequent commands, let customers add data payment card to their account. Loyal customers would appreciate the minimum effort for entering data limited to CVV code.

5. Provide the customer with the details

As long as payment, authorization, and verification can take some time, it's critical that users know what stage of the payment process they are at. Let them know if there is an error, why it happened and how to fix it or what other methods could be used.

Safety information is also a must. To convince users that their bank details are safe, place the appropriate message on the payment page. Make sure to include PCI DSS , Verified by VISA, MasterCard Secure Code and other icons indicating secure payments.

In short, simple and lightweight interfaces are a future of mobile payments that is becoming a standard rather than a competitive advantage. However, outsource it to a reliable vendor with expertise in financial development, as payment integration requires an advanced level of data security and legal compliance.